Refund Advance

Available January 2, 2019 through February 28, 2019

Are YOU ready for your refund?  The IRS has notified that there will be a delayed tax season.  Why wait weeks for your tax refund?

Refund advance eligibility is determined by Republic Bank, member FDIC.  Underwriting criteria may include amount of anticipated tax refund, prior filing history, Department of Treasury debts placed against you and any other criteria that could indicate a taxpayer’s refund may not be funded.  Taxpayers may choose the maximum amount as determined by the anticipated refund, or a lesser amount.  An annual percentage rate of 24.33% – 35.77% will apply.   If you are denied, there is no additional fee.  Disbursement methods are direct deposit, cashier’s check from our office or Netspend prepaid debit card.

Easy Advance Amount                   Net Refund                                         APR

$6,000                                                   $8,000 minimum                              24.33%

$3,000                                                   $7,000 minimum                              35.77%

$2,000                                                   $6,000 minimum                              35.77%

$1,500                                                   $2,000 minimum                              35.77%

$500                                                       $500 minimum                                  35.77%


A taxpayer may receive a smaller advance than requested.  In the event a smaller advance is approved, all refund disbursements will be in the form of a cashier’s check.